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In a situation like that, sometimes we have to “coax” the software into recalculating the project by forcing a manual recalculation of the project ourselves.
The fixed rate is the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of one percent.
The result is a single monthly payment instead of multiple payments.
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When you consolidate federal loans, your new fixed interest rate will be the weighted average of your previous rates, rounded up to the next ⅛ of 1%.
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